FIRE Cat

20 years · US large caps · middle estimate

What does $10 a day become?

$10 a day$176,786

High $366,860Middle $176,786Low $135,711Invested $73,000

Real market history, forecasts as a range, and your goal on the Lock Screen.

01

Backtest real history

Pick any start year since 1871 and see what steady investing came through, crashes included.

  • Monthly US large-cap returns with dividends
  • Annual return, max drop, worst year, biggest paper loss
  • Daily, weekly or monthly
Backtest starting in 2008 with annual return and max drop

02

Smart range forecasts

Low, middle and high, instead of one tidy number.

  • Real spread of past returns for US large caps
  • Editable assumptions for tech, global, dividend, gold and bitcoin
  • Formula and year-by-year table
Forecast for $10 a day over 20 years with a low-to-high range

03

Dividend planner

The monthly income you want, worked back to the portfolio it takes and the years to get there.

  • Yield and daily amount
  • Dividends reinvested or paid out
  • Yearly dividend bars
Dividend planner showing the portfolio needed for a monthly income

04

Steady progress

Set your plan once. FIRE Cat adds it up and estimates your balance every day.

  • Real balance whenever you like, by account if you want
  • Plan and actual on one chart
  • No bank or broker login
Progress toward a goal with plan and actual balance

05

Lock Screen widgets

Time to goal, days invested and today's estimate, without opening the app.

  • Lock Screen, small and medium
  • Updated every day
Lock Screen and Home Screen widgets

Free and Pro

Free

Every feature

  • Calculator, backtest, dividends, progress and widgets
  • One banner under results
  • No video ads

Pro

One-time purchase

  • No ads anywhere
  • Not a subscription
  • Restores on a new iPhone

Start with $10 a day

No account, no bank login. Your numbers stay on your iPhone.